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IndiaStack

What is India Stack?

IndiaStack is a set of APIs that allows governments, businesses, startups and developers to utilise an unique digital Infrastructure to solve India’s hard problems towards presence-less, paperless, and cashless service delivery. The Open API team at iSPIRT has been a pro-bono partner in the development, evolution, and evangelisation of these APIs and systems.

Technology layers

The four distinct technology layers provided are

  1. Presenceless layer : Where a universal biometric digital identity allows people to participate in any service from anywhere in the country.
  2. Paperless layer : Where digital records move with an individual's digital identity, eliminating the need for massive amount of paper collection and storage.
  3. Cashless layer : Where a single interface to all the country's bank accounts and wallets to democratize payments.
  4. Consent layer : Which allows data to move freely and securely to democratize the market for data.

APIs included in India Stack

The following APIs are considered to be a core part of the India Stack.

  1. Aadhaar Authentication
  2. Aadhaar e-KYC
  3. eSign
  4. Digital Locker
  5. Unified Payment Interface (UPI)
  6. Digital User Consent - still work in progress.

The following APIs are also considered to be societal platforms built on similar principles like India Stack:

  1. GSTN - The Goods and Services Tax Network
  2. BBPS - The Bharat Bill Payment System
  3. ETC - Electronic Toll Collection (known under the brand FASTag)

Utility

  1. Citizens : Brings millions of Indians into the formal economy by reducing friction.
  2. Software ecosystem : Fosters innovation to build products for financial Inclusion, healthcare & educational services at scale.
  3. Government : Brings a paradigm shift in the way government services are delivered in a transparent, accountable and leakage free model.

Source : IndiaStack Portal



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