Aadhaar seeding is a process by which Aadhaar numbers of residents are included in the service delivery database of service providers (In this Case he service provider is Bank) for enabling de - duplication of database and Aadhaar based authentication during service delivery.
The objective of de- duplication is not to replace the currently used unique identifier of the customers/ residents/ beneficiaries with Aadhaar but it is to clean up the databases for any ghosts / duplicate entries and seamlessly enable Aadhaar authentication without impacting any other interface that the service providers maintain with their customers.
Further, as Aadhaar number is unique and does not change over the lifecycle of an individual, the 12-digit Aadhaar number is sufficient enough to transfer any payments to an individual. Today, in order to transfer money to a beneficiary, the Government/ Institution needs to know the bank account, IFSC Code, and bank branch details etc. Aadhaar offers the possibility of sending government payments by using just the 12- digit Aadhaar number for life, which makes government payments agnostic to any changes in the bank Account of the individuals, hence reducing the administrative burden.
CSC e-Governance services India Ltd. is registered as Authorized Service Agency (ASA) and Authorized User Agency (AUA) with UIDAI for e- KYC related activities. All the centres are capable of performing EKYC transaction.
CSC Aadhaar seeding platform is a neutral platform and it has the following propositions for Aadhaar seeding with Bank accounts