Encouraging both manufacturing and service enterprises to increase productivity and provide incentives to MSMEs for onboarding on GST platform which helps in formalization of economy, while reducing the cost of credit.
All MSMEs who have valid GSTN Number and registered on Udyam portal. Trading activities with KYC are also eligible.
The interest relief will be calculated at two percentage points per annum (2% p.a.), on outstanding balance from time to time from the date of disbursal / drawl or the date of notification of this scheme, whichever is later, on the incremental or fresh amount of working capital sanctioned or incremental or new term loan disbursed by eligible institutions.
MSMEs may apply directly to eligible lending institutions under the scheme.
Guidelines of this scheme can also be downloaded from
Last Modified : 6/22/2021
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