The main objective of the PM Awas Yojana Scheme is housing that is affordable for all by the year 2022. The Pradhan Mantri Awas Yojana Gramin (PMAY-G) was formerly called the Indira Awas Yojana and was renamed in March 2016. It is targeted at promoting accessibility and affordability of housing for all of rural India with the exceptions of Delhi and Chandigarh.
The unit assistance given to beneficiaries under the programme is Rs 1,20,000 in plain areas and to Rs 1,30,000 in hilly states/difficult areas /Integrated Action Plan (IAP) for Selected Tribal and Backward Districts. Presently the NE States, States of HP and Uttarakhand, UT of J&K and all 82 LWE districts are identified as difficult and hilly areas. The unit size is 25 sq.m including a dedicated area for hygienic cooking.
The beneficiary is entitled to 90 days of unskilled labour from MGNREGA.
The beneficiary would be facilitated to avail loan of up to Rs.70,000/- for construction of the house which is optional.
Funds will be transferred electronically directly to the account of the beneficiary.
Beneficiaries of this PMAY scheme will be identified as per data available from the Socio-Economic and Caste Census (SECC) and include -
Scheduled castes and scheduled tribes.
Non-SC/ST and minorities under BPL.
Freed bonded labourers.
Next of kin and widows of paramilitary forces and individuals killed in action, ex-servicemen, and those under a retirement scheme.
Process for selection of beneficiaries
Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity.
The list will be presented to Gram Sabha to identify beneficiaries who have been assisted before or who have become ineligible due to other reasons.
The finalised list will be published. Annual list of beneficiaries will be identified from the total list through participatory process by the Gram Sabha.
Gram Sabha will need to justify in writing with reasons for any alteration of priority in the original list.