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Dhanalakshmi Scheme

Brief Objective

Dhanalakshmi Scheme is a Conditional cash transfer Scheme for the girl child with insurance cover. It was launched on 3 March 2008 by the Ministry of Women and Child Development, Government of India. The scheme aimed at doing away with child marriage by offering parents an attractive insurance cover, and encouraging parents to educate their children as well as covering certain medical expenses for girl babies. The aim of the scheme was to value the life of a girl child and not treat them as a liability. 

The scheme is however not implemented presently. 

Benefits

All girl children born after November 8, 2008, and registered in the scheme and under the government were given an initial cash incentive of Rs.5,000. In order to prevent child marriage, the scheme offered parents an insurance cover of Rs.1 lakh when the girl turns 18-years-old and if the girl hasn't yet been married.

Eligibility

All girl children born after November 8, 2008, were eligible for the scheme. All girl children, irrespective of their socio-economic status, were eligible.

Implementation agency 

The Department of Women and Child Development of the state governments is responsible for implementing the scheme and related cash transfers, while the
Life Insurance Corporation of India (LIC) is responsible for the insurance and maturity components. 



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