Bihar Student Credit Card Scheme

Brief Objective

Under this scheme, a loan of up to 4 lakh rupees should be provided by the state government to the poor 12th pass students of Bihar state for getting higher education

Benefits to the Citizens

Under the Bihar Student Credit Card (BSCC) Scheme , no interest will be payable to the borrower. The scheme will benefit the students of the state who are originally from poor background and eager to complete their higher education.

Eligibility

• Applicant must be a permanent resident of the state of Bihar.
• The educational institution where the student is from is recognized by the state or central government related regulatory agency.
• Under the Student Credit Card Scheme 2020 , students will be given loans for higher education for general courses, technical or professional programs.
• Students of the state should be 12th pass under this scheme.
• Approved List of College for BSCC

How to Apply

Online

• Visist https://www.7nishchay-yuvaupmission.bihar.gov.in/ for online application.
• Provide the required details - name, email id, Aadhaar number, mobile number, etc. and submit.  
• Please enter the OTP sent on your mobile number and email ID.
• On completion of the application along with the required documents, students will be given a unique identification number. This unique ID number will be sent to their mobile number and email ID.
• Students will also get a PDF copy of the submitted application form and a description of the required documents on their e-mail ID. 
• The information regarding the time and date for coming to District Registration and Counseling Center will be sent to the applicant through sms and email.  Although the applicant can submit hard copy of the application form to the District Registration and Counseling Center as per his/her convenience.
  On the prescribed date, applicant will submit his application form with required information in it and desired documents for education loan to the DRCC of his district.
• After self-signing on the PDF copy of the application, applicant will come to DRCC on the prescribed date along with application form with passport size photographs of applicant and co-applicant in it and self attested photocopy of the desired documents.
• The applicant will be given a token number at the entrance of the District Registration and Counseling Center, on the basis of which the applicant will enter the center. Applicant will wait in the waiting hall for his turn. The Token number provided to the applicant will be displayed on the electronic display board.
• When the applicant’s number is flashed on the display board he/she should go to the prescribed counter with all original documents, self attested photocopy of all documents, self signed PDF copy of the application form, where the applicant’s identity will be certified.
• The original certificates will be returned to the applicant after scanning and the photocopy of self attested application and other documents will be deposited to the counter.
• After the certification of the documents, applicant will receive a receipt from the counter.
• Any kind of correction and amendment in the application form will be done by the Multi Purpose Assistant (MPA) on the spot.

Whom to contact (implementation agency at the state/district level)

Government of Bihar

Additional Information

Student Credit Card Scheme Course List