Central KYC Registry

Central Know Your Customer (KYC) Registry is a centralized repository of KYC records of customers in the financial sector with uniform KYC norms and inter-usability of the KYC records across the sector with an objective to reduce the burden of producing KYC documents and getting those verified every time when the customer creates a new relationship with a financial entity.

Salient features of Central KYC Registry

Central KYC Registry has the below salient features:

• Facilitates uniformity & inter-usability of KYC records & process across the financial sector.
• Unique KYC identifier linked with independent ID proofs.
• Substantial cost reduction by avoiding multiplicity of registration and data upkeep.
• KYC data and documents stored in a digitally secure electronic format.
• Facilitates KYC Search, Upload, Download, Update.
• Secure and advanced user authentication mechanisms for system access.
• Data de-duplication to ensure single KYC identifier per applicant.
• Real time notification to institutions on updation in KYC details.
• Seamless file exchange processes without the need for manual intervention.
• API’s for search and download allow for real time account opening for CKYC compliant customers.

Who can get access to Central KYC application?

Central KYC application can be accessed by authorised institutions or other notified institutions under the Prevention of Money Laundering Act or rules framed by the Government of India or any Regulator (RBI, SEBI, IRDA, and PFRDA) there under.

Benefits to citizens

• Citizens/customers can give a missed call to 7799022129 to fetch their CKYC card.
• In case their card CKYC card cannot be fetched in this manner they may use the alternative method mentioned below.
  • Customers can fetch their KYC card by verifying the mobile number using the link https://www.ckycindia.in/kyc/getkyccard.
  • The link to download the CKYC card will be sent by SMS to your mobile number registered with CKYC.
  • Citizens can also fetch their CKYC card through Digilocker
• A record can be downloaded only if anyone of the below authenticating factors is provided correctly:
  • Date of birth
  • Pincode + year of birth
  • Mobile number

Source : Central KYC Registry